Independent advice and support

If you are worried about debt, are having difficulties paying your bills, or just need some advice and support, there are a number of organisations who offer free and impartial advice.

Use the links below to view more information on these organisations.

StepChange Debt Charity
IVAs, debt relief orders and debt management plans are available free of charge to those who need them through the debt advice charity StepChange. To find out the best pathway for you out of debt, use their Debt Remedy online tool. Not all debt solutions suit everybody so by using the Debt Remedy tool you can get debt advice tailored to your individual debt problem to work out what is best for you. As with all of the debt help provided by StepChange, it is completely free of charge.

Telephone: 0800 138 1111

National Debtline
Telephone: 0808 808 4000

Citizens Advice Bureau (CAB)
You can find your local CAB in the phone book or on their website.

Debt Support Trust
A debt advice charity offering telephone or internet-based debt advice.