What is Universal Credit?
Universal Credit is a new benefit for people who are on a low income or are out of work, making it easier for people to start work. It will help to ensure people are better off in work than on benefits.
Universal Credit will replace 6 main working age benefits with one simple payment:
- Income Support
- Jobseekers allowance (income based)
- Employment & Support Allowance (income related)
- Working Tax Credit
- Child Tax Credit
- Housing Benefit
When will Universal Credit begin?
Universal Credit was introduced into some areas in North West England in April 2013 and is being rolled out nationally from 1 February 2015.
Telford & Wrekin Council will start taking Universal Credit claims from 1 June 2015.
Who can claim?
If you are already receiving one of the 6 benefits that Universal Credit will replace you don’t need to do anything yet.
If your circumstances change you may be invited to make a claim for Universal Credit.
Initially, only claimants who meet the rollout eligibility conditions will be able to claim. In brief, you must be single, fit for work, have no children and be aged between 18 and 60 years and 6 months old.
You can find the full list of eligibility conditions by visiting Gov.UK.
What are the main changes?
Universal Credit is claimed online.
You cannot get Housing Benefit if you get Universal Credit. Your Universal Credit payment will include an element for housing costs. You will need to arrange to pay rent to your landlord.
Universal Credit is paid monthly in a single household payment and usually direct to the claimant.
If you need help with your Council Tax then you still need to claim Council Tax Support from Telford & Wrekin Council. View more information in our 'What is Council Tax Support?' flyer.
What do I need to do?
The Universal Credit Personal Planner can tell you how ready you are for Universal Credit.
You can get ready for Universal Credit by:
- finding out where to get online
- making sure you have a suitable bank account
- sorting out the best way to manage your money
The organisations listed below provide information and advice on managing your money.
|Money Advice Service
||Money Advice Service website
||0300 500 5000
||Citizens Advice website
||0845 146 1554
| Money Advice Trust
|| Money Advice Trust website
||0808 808 4000|
|| National Debtline website
|| 0808 808 4000
| Step Change
|| Step Change website
|| 0800 138 1111
| My Money Steps
|| My Money Steps website
|| 0808 808 4000