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Money matters


There are both housing and care costs to be considered when moving into extra care housing.

Paying for living in an extra care scheme can be split into two defined areas, housing and care. With the second of these areas - care, you may be entitled to financial support from social care.

Accommodation costs 

You will need to discuss directly with the housing provider what the rent and any other associated costs will be. Also, ask about annual cost increases. You will always be responsible for meeting these costs. Rent is for the use and occupation of your home. In addition to your rent there will be service charges which will cover items such as: 

  • cleaning and servicing communal areas 
  • refuse services 
  • fire alarms, detection and fire-fighting equipment 
  • door entry maintenance 
  • lighting and heating in communal areas 
  • maintaining communal equipment.

All of the above charges are set and collected by the housing provider. 

Depending on your income you may qualify for Housing Benefit to help towards your rent. Your landlord may help you apply for this.

Care and support cover

In an extra care scheme, as well as the accommodation costs, there is a standard amount that is payable toward the 24-hour on-site staff team, who can respond if you need them. If you have eligible care or support needs you will be financially assessed and pay what you can afford. If you do not have eligible care and support needs you will have to pay the full amount. This is a social care charge which will be collected by the on-site providers. 

Last updated: 23/05/2022 16:43

  1. Extra care housing
  2. Supported retirement housing